AJH Investments Ltd

Life Insurance

If something suddenly happened to you, the last thing you’d want is for your family to worry about money. 

Life insurance pays your partner or dependents a lump sum if you die during the term of your plan. You can choose to add inflation protection and guaranteed cover again for an additional cost.

The monthly payments made are fixed for the term of the plan.

Premiums start from as little as €10 per month.  However, quotes will vary based on the amount of cover being applied for, the term of the policy and your own personal details.  A proposal form is required to capture all the required information and provide a quotation.  

You can choose to add on specified illness cover to the policy for an extra cost.  This gives the ultimate peace of mind ensuring their finances are taken care of should you be diagnosed with a serious illness during the term of the plan.

How often should you review your Life Insurance Cover? 

The ideal is once a year, but at least every two to three years is recommended. You should also review your needs in the event of any major changes in your life, whether financial or personal, e.g. on the purchase of a house, moving job, marriage, children etc.

Smoking is a big rating factor for life insurance. If you’ve quit smoking since taking out your original policy, there might be saving to be made.

Higgins Life and Pensions shop around to get you the best price.

Life Insurance Higgins Life & Pensions